At First State Bank and Trust, your money works harder for you. Our business accounts offer the following services.
| Description | Business Checking | Business Checking with Interest | Small Business Checking | Business Value Checking |
|---|---|---|---|---|
| Minimum to Open | $100.00 | $100.00 | $100.00 | $100.00 |
| Minimum Balance | None | None | None | $250.00 |
| Monthly Maintenance Charge | $11.00 * | $11.00 | $9.00 | $5.00 if balance falls below minimum |
| Activity charge per debit item | $0.15 * | $0.15 | 100 free items; $0.50 thereafter | 50 free items; $0.50 thereafter |
| Activity charge per deposit item | $0.10 * | $0.10 | 100 free items: $0.50 thereafter | 50 free items; $0.50 thereafter |
| Earnings Credit | Yes | No | No | No |
*The monthly maintenance and activity charges, if any, are determined by the transaction volume and average balance. These charges are then offset by an earnings credit. On request, we will calculate an estimate of the typical monthly charges.
Financial needs change as a business grows. Our business banking team can anticipate your next challenge and introduce you to the financial tools needed to build your success. From your first checking account, to a construction loan for your new headquarters…we're here for you. We can help with the following: Checking, Savings, Loans and Cash Management.
According to State and Federal regulations, certain business documents must be presented at the bank when you open a business account. Contact one of our Universal Bankers here to find out what you’ll need to provide.
