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Savings

Regular Business Savings

Keep your cash available for immediate use with a competitive-rate savings account. 
Check out our current interest rates.

  • No monthly maintenance charge with a $100 minimum balance
  • $2 per month maintenance charge if balance drops below the minimum any day of the month
  • $1 minimum deposit to open
  • Interest compounded and credited quarterly
  • Up to six transfers per monthly statement cycle are allowed (to another account or a third party) using pre-authorized, automatic, telephone or Internet Banking transfer methods. Unlimited transfers allowed for transactions made in person at the bank.
  • Quarterly statements

Investors Plus Money Market
The interest you earn increases as your balance grows, while liberal withdrawal privileges keep your money readily accessible.

  • $2,000.00 minimum to open
  • Tiered savings rates: Each increasing level earns a higher interest rate   

                        Level 1: $2,000 to $9,999
                        Level 2: $10,000 to $24,999
                        Level 3: $25,000 to $74,999
                        Level 4: $75,000 to $99,999
                        Level 5: $100,000 and over

  • $2,000.00 minimum balance required to avoid a maintenance charge. If balance falls below minimum there is a $10 monthly maintenance charge, and the interest rate reverts to the Regular Business Savings rate.
  • Up to six transfers per monthly statement cycle are allowed (to another account or a third party) using pre-authorized, automatic, telephone or Internet Banking transfer methods. Unlimited transfers allowed for transactions made in person at the bank.
  • Interest compounded and credited monthly (variable interest rate may change at any time)
  • Monthly statement

Certificates of Deposit
Commit to saving for a designated length of time, and earn higher, fixed-rate interest. Our shortest maturity option is just three months!

  •  Guaranteed interest
  •  Fixed rates
  •  FDIC Insured to $250,000.00*
  •  3 month - 60 month maturity options

*On July 21, 2010 the FDIC insurance has been permanently increased to $250,000 per depositor.

(Substantial penalty for early withdrawal. Several interest payment options are available – ask for details.)

Check out our current CD Interest Rates & Specials.

Sweep Account

Your business checking account can be linked to a money market account*, which earns daily dividends. When the balance of your checking accounts exceeds a predetermined amount, the excess money transfers into a money market fund*. Likewise, if the balance in your checking account falls below the specified balance, the money is channeled from the money market fund* back into your checking account. Your business sweep account allows you to write checks on the combined balance of the checking account and money market fund*.

Keep your money immediately available…or earn higher interest by committing to a longer savings term. For longer-range investing, refer to our Trust Services* Department or Hanzlik Financial Services*.

 

*Not FDIC insured - No Bank Guarantee - May Lose Value - Not insured by any government agency - Not a deposit or other form of obligation of the bank

           
 

 

Internet transactions and ATM transactions may be approved that overdraw the account, and fees may be incurred.