You are about to leave

Continue Back


You'll find everything you need to protect and manage your money - at home and on the road, right here at First State Bank and Trust.

Internet Banking

Look up your balance. Transfer funds. Confirm transactions. Make a First State Bank and Trust loan payment. Pay bills. Even download your monthly transactions into your business accounting software for record keeping that is faster and more accurate. Click here to learn more about Internet Banking at First State Bank and Trust.

Account Protection Transfer

This product allows you to link a savings, money market, or another checking account to your primary checking to protect your account from being overdrawn.  Transfers are made in increments of $100.  Refer to fee schedule for applicable fees.

Safe Deposit Boxes

Keep your most valuable possessions and documents safe on our premises. Four box sizes are available: 3" x 5"; 3" x 10"; 5" x 10"; 10" x 10". See our Fee Schedule for annual rental rates.

Travelers Checks

Take advantage of safety and convenience when you travel. We charge our customers only a nominal fee for this service. And there's no service fee for senior citizens age 65 and older, or for our FIRST Class and CroixClub account holders.


Verify your balance or transfer funds from any phone, anywhere. This automated system is available 24-hours a day. Call 651.439.7722.

Wire Transfers

Our customers have access to the Federal Reserve Wire Transfer system. See us for quick, safe funds transfers to anywhere in the United States and hundreds of locations worldwide.


First State Bank and Trust has shredders in our Bayport, Oak Park Heights, Boutwells Landing, and Stillwater offices for you to shred your sensitive documents.  These are available to use free of charge during normal lobby hours.