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Personal Overview

Traditional Services


At First State Bank and Trust, we provide the convenient products and services you want, and the exceptional customer service you deserve.

We have a variety of Checking Accounts for every stage of your life

Take advantage of our Savings Accounts to make the most of your earnings

Loans can help make your dreams a reality

Protect and manage your money with a variety of Conveniences


Non-traditional Bank Services


There is never a need to go to another financial institution - we have many non-traditional bank services*:

  • If your goal is to achieve a comfortable financial future, talk to our Trust Services Department. They guide clients through retirement saving, investment strategies, trust services and estate management.
  • For complete personal insurance coverage contact our subsidiary, Valley Agencies.
  • Our in-house investment expert, Hanzlik Financial** can help you develop  a strategy to reach your financial goals. Through an alliance with Securian Financial Services, Inc., and CRI Securities, LLC., Rich Hanzlik and Kyle Heller offer a wide variety of investment products, including Securities, variable annuities, and insurance products.

*Products are not a deposit or other obligation of, or guaranteed by, the bank or any of its affiliates. They are not insured by the FDIC/NCUSIF or any other agency of the United States, the bank, or any of its affiliates. There is investment risk including the possible loss of value.

**Financial Advisors do not provide tax, mortgage or legal advice and this should not be considered as such. Please consult a tax or legal professional for advice regarding your specific situation. CRI Securities, LLC, Securities and Investments. Securian Financial Services, Inc., Variable Products and Securities. North Star Consultants, Inc., Insurance Products and Services. Hanzlik Financial offers securities and investment advisory services through CRI Securities, LLC and Securian Financial Services, Inc. Members FINRA/SIPC. CRI Securities, LLC is affiliated with Securian Financial Services, Inc. Hanzlik Financial is independently owned and operated.