You are about to leave bayportbank.com.

Continue Back

Fee Schedule

Miscellaneous Fee Schedule

Fees are effective as of November 1, 2015

 
 

Safe Deposit Boxes
(Annual Rental)

3" x 5"
3" x 10"
5" x 10"
10" x 10"

$35.00
$50.00
$75.00
$125.00

Replace Lost Key   $10.00*
 *If both keys are lost, the box must be drilled open at a cost determined at opening
Wire Transfers     Customer (outgoing)
Foreign
$25.00 per transfer
$30.00 add'l
Money Orders   Customer*

$3.00
*No charge to Senior Citizens age 65+, CroixClub members and First Class account holders

Cashier's Check Customer*
 
$4.00
*No charge to Senior Citizens age 65+, CroixClub members and First Class account holders
 Counter Checks
 

5 free - $0.25/after

Checking & Savings Account Early Closure   $25.00 within 90 days of account opening

Overdraft Charge
(created by check, ACH, Internet, or in person withdrawal)  

  $32.00 per item/Daily maximum $96.00. Overdraft charges will not be assessed on non-business days (Saturdays, Sundays, New Year's Day, Memorial Day, July 4th, Labor Day, Thanksgiving Day, and Christmas Day). Transactions that overdraw the account by less than $10.00 will not be charged the per debit item fee.

Return Item Charge
(created by check, ACH, Internet, or in person withdrawal)

  $32.00 per item/Daily maximum $96.00. Return Item charges will not be assessed on non-business days (Saturdays, Sundays, New Year's Day, Memorial Day, July 4th, Labor Day, Thanksgiving Day, and Christmas). Transactions that overdraw the account by less than $10.00 will not be charged the per debit item fee.
Daily Overdraft Fee
Fee begins on 4th business day after initial overdraft
  $5.00 per day/Maximum 20 consecutive business days /$100.00. Daily Overdraft fees will not be assessed on non-business days (Saturdays, Sundays, New Year's Day, Memorial Day, July 4th, Labor Day, Thanksgiving Day, and Christmas Day).
Return Deposit Item     $4.00 per item

Stop Payment

Checks and ACH items

Recurring Debit Card Transactions

$30.00

$30.00

 Record Research   $25.00 per hour
$5.00 minimum
Account Reconciling

 

No charge 1st time; $25.00 per hour thereafter with a minimum of $25.00 and a maximum of $100.00.
Duplicate Statement Copy   $2.00
Paper Statement Fee (eChecking Only)   $6.00 per month
Collection Item   $20.00 per check
Coin Counting    Customer
Non-customer
No charge
5% with $3.00 minimum*
*Exception: Minors under age 18
FAX Machine Local
Long Distance
International
$2.00 per page
$3.00 per page
$5.00 per page
Levy/Garnishment   $100.00
Foreign Currency Order   $15.00 per order
Foreign Currency Order

 

Postage rates vary
Foreign Check Items   $20.00 for the first item, $5.00 for each additional item included in the same transaction
Automatic Loan Payment Adjustment Fee

 

$10.00
Account Protection Transfer Fee   $5.00 per transfer
Debit/ATM Card

Replace Card
Rush Orders

$7.50
Rates Vary
ATM Withdrawal fee:International Service Assessment  

0.2% of transaction/Currency Conversion Assessment
0.9% of the transaction/Cross-Border Assessment

ATM Withdrawal fee:ATM not owned by First State Bank and Trust   $1.00 per withdrawal if at a non-First State Bank and Trust machine or outside of MoneyPass network
Check Printing   Fee depends on style of check ordered

Dormant Account Fee:

Accounts become dormant when there is no customer driven deposit or withdrawal for a period of 12 months.

Accounts with statements returned  for 2 consecutive months will be deemed dormant for monitoring purposes.

 

Checking and Money Market $5.00 per month (if your balance is $500 or less)

Savings $5.00 per month (if your balance is $200 or less.

HSA Excessive Contributions   HSA contributions made in excess of the annual maximum contribution limit set for the account will be returned via Cashier's Check.