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First Class

Account holders receive many extra banking services, compliments of the bank! Plus, as with all of our accounts, Internet Banking with Bill Pay is FREE. 


Minimum Balance $1,000.00
Monthly Maintenance Charge $15 if balance falls below the minimum1
Monthly Activity Charge None
Interest Tiered Rates
$0.00 - $9,999.99
$10,000.00 - $49,999.99
$50,000.00 - PLUS

Free eStatements
Free debit card
Free standard checks or 50% off any special order
Free 3x5 safe deposit box
Free cashier’s checks, money orders and travelers checks
Free notary service and signature guarantee
Free photo copies (limit 10 per visit)
Overdraft Protection Line of Credit2
Consumer loan discount3
No fee VISA Rewards Credit Card2
Image statements

1 Waived if Trust relationship is maintained.
2 Upon credit approval
3With automatic payment from First State Bank and Trust checking account