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Card Services

To reduce the risk of fraud, you may be required to use your PIN in certain states when using your debit card. Please select DEBIT rather than CREDIT and enter your assigned PIN. Feel free to call First State Bank and Trust with any questions or concerns. 1.800.848.4897 or 651.439.5195

To report lost or stolen the new ATM Card/Debit MasterCard® after hours, please call 1.866.546.8273.

International Purchases

For increased security, please notify First State Bank and Trust if you plan to make an international purchase or are traveling out of the country. Your card will not work outside of the country unless you notify us beforehand. If you plan on using your card at an ATM while traveling, please use the MasterCard® ATM Locator to locate nearby ATM machines. Be sure to look for the MasterCard® or Cirrus logo on the ATM machine to ensure your transaction will be processed successfully.

MoneyPass® Network

The MoneyPass® ATM network provides our customers with thousands of surcharge free ATMs. Please visit https://www.moneypass.com for eligible locations. 

MasterCard® Benefits

Your new Debit MasterCard® or Debit MasterCard® Business Card, will include benefits like extended warranties on purchases and purchase assurance plans. Benefit details will be mailed with your new card or are available in each office. If you have additional questions, please visit www.mastercard.com or call 1.800.622.7747.

 

Credit Cards

Choosing the right credit card is easier than ever.

No matter which card you choose, you'll enjoy important features like:

  • EMV smart chip technology for added security
  • Mobile purchasing capability for added convenience
  • Plus much more!

Let's get started...

 

Save with a longer intro rate.

 

Visa Platinum Card

Save on interest with an extended introductory rate and pay down other credit card balances faster. More.

 

Earn valuable rewards.

 

Pick the best rewards card for you!

 

Visa Bonus Rewards Card

Watch your rewards add up fast with 1 point for every $1 you spend on eligible net purchases, and receive automatic bonus points each month. Plus get $25 cash back1 after your first purchase. More.

Visa Bonus Rewards PLUS Card

Watch your rewards add up even faster with 1 for every $1 you spend on eligible net purchases, and receive automatic bonus points each month. Plus get $50 cash back1 after your first purchase - all with a low annual fee. More.

Cash Rewards American Express ® Card

Earn cash back1 every time you use your card: 3% on gas, 2% at supermarkets, and 1% on all other eligible net purchases, plus $25 cash back1 after your first purchase. More.

Travel Rewards American Express® Card

Earn great rewards faster with 3X reward earnings on airline net purchases and 2X reward earnings on restaurant and hotel net purchases and 1X reward earnings on all other eligible net purchases, plus get $75 cash back1 after your first purchase - all with a low annual fee. More.

 

Build your credit.2

 

Visa College Rewards Card

Get off to the right start with a great rate and manageable credit line, plus earn rewards on your everyday spend. More.

Visa Secured Card

Start building (or rebuilding) your credit history, even if you've been turned down for other credit cards, with flexible credit lines based on a security deposit and a low annual fee. More.

 

1 - Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.

2 - Late payments and going over the credit limit may damage your credit history.

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.