You are about to leave

Continue Back

Card Services

Due to an increase in debit card fraud across the U.S., you may be required to use your PIN in certain states when using your debit card. Please select DEBIT rather than CREDIT and enter your assigned PIN. Feel free to call First State Bank and Trust with any questions or concerns you may have. 1.800.848.4897 or 651.439.5195

To report lost or stolen the new ATM Card/Debit MasterCard® after hours, please call 1.866.546.8273.

International Purchases

For increased security, please notify First State Bank and Trust if you plan to make an international purchase or are traveling out of the country. Your card will not work outside of the country unless you notify us beforehand. If you plan on using your card at an ATM while traveling, please use the MasterCard® ATM Locator to locate nearby ATM machines. Be sure to look for the MasterCard® or Cirrus logo on the ATM machine to ensure your transaction will be processed successfully.

MoneyPass® Network

The MoneyPass® ATM network provides our customers with thousands of surcharge free ATMs. Please visit for eligible locations. 

MasterCard® Benefits

Your new Debit MasterCard® or Debit MasterCard® Business Card, will include benefits like extended warranties on purchases and purchase assurance plans. Benefit details will be mailed with your new card or are available in each office. If you have additional questions, please visit or call 1.800.622.7747.


Credit Cards

We offer a variety of credit cards to meet all your financial needs. Contact a universal banker for an application or click here to apply insantly.


Available cards include:

Visa Signature® Bonus Rewards Card

Visa Signature® Bonus Rewards PLUS Card

Cash Rewards American Express® Card

Travel Rewards American Express® Card

Visa® Platinum Card

College Rewards Visa® Card