You are about to leave bayportbank.com.

Continue Back

Business Checking

This account is for businesses with more complex deposit needs and a high transaction volume. The monthly service fees, if any, are determined by the transaction volume and average balance. Service fees are then offset by an earnings credit, or interest earned on the account balance.

Minimum to Open $100
Minimum Balance None
Monthly Maintenance Charge $11
Activity Charge per Debit Item $0.15 (withdrawals include checks, debit card, automatic, Internet Banking or telephone transfers)
Activity Charge per Deposit Item $0.10 (including automatic deposits)
Features No-fee Debit MasterCard® Business Card
Earnings Credit Yes

The monthly maintenace and activity charges, if any, are determined by the transaction volume and average balance.  These chargess are then offset by an earnings credit.  On request, we will calculate an estimate of the typical monthly charges.

Image Statements
All of our business checking accounts include monthly "image statements." These statements feature miniaturized images of your canceled checks, providing thorough documentation for your records, signature confirmation, and visual verification of all your checking transactions. For easy storage, statements are 3-hole punched, and we provide a free "Money Manager" statement binder.

Overdraft Protection Line of Credit
By adding an Overdraft Protection Line of Credit to your checking account, you can write yourself a loan and protect yourself from accidental overdrafts. It's a line of credit that is attached to your checking account, transferring money automatically in the event of an overdraft. It's also a convenient form of credit, with a competitive interest rate and easy repayment terms.