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Business Checking with Interest

Federal Regulation prohibits most for-profit organizations from having interest bearing checking accounts; however, you may qualify if you are a sole proprietor or non-profit organization. A First State Bank and Trust representative can tell you if your business is eligible. The same service fees apply.

Minimum to Open $100
Minimum Balance None
Monthly Maintenance Charge $11
Activity Charge per Debit Item $0.15 (withdrawals include checks, debit card, automatic, Internet Banking or telephone transfers)
Activity Charge per Deposit Item $0.10 (including automatic deposits)
Features No-fee Debit MasterCard® Business Card
Earnings Credit No

Image Statements
All of our business checking accounts include monthly "image statements." These statements feature miniaturized images of your canceled checks, providing thorough documentation for your records, signature confirmation, and visual verification of all your checking transactions. For easy storage, statements are 3-hole punched, and we provide a free "Money Manager" statement binder.

Overdraft Protection Line of Credit
By adding an Overraft Proction Line of Credit to your checking account, you can write yourself a loan and protect yourself from accidental overdrafts. It's a line of credit that is attached to your checking account, transferring money automatically in the event of an overdraft. It's also a convenient form of credit, with a competitive interest rate and easy repayment terms.