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First State Bank and Trust opened its doors as First State Bank of South Stillwater in 1914.  As the community grew from South Stillwater into the town of Bayport, we grew along with it, becoming First State Bank of Bayport in 1923.

Over the years, our capabilities have broadened.  We offer insurance and investments, in addition to progressive banking services.  Our Trust Services Department, established in 1987, holds over $1.4 billion in assets.  Besides the Bayport location, our branch network includes Stillwater, Oak Park Heights, Boutwells Landing and our newest office in Hudson, WI.

We changed our name from First State Bank of Bayport to First State Bank and Trust in 2003 to better reflect our expanded services and various locations.  What hasn't changed is our commitment to excellent personal service that you can trust.  We are the same community bank with local ownership and  management that was established almost a hundred years ago.

Deeply etched in the first chapter of our bank's life story are the names of its enterprising founders. The inaugural officers were President, L. E. Torinus; Vice President, E.L. Hospes; Cashier, James Schow and Directors, Edward C. Kroger, Fred S. Lammers and Fred C. Andersen.

The presidents of the First State Bank over the years have been as follows:

L. E. Torinus, May 4, 1914 - September 7, 1922
Fred C. Andersen, September 7, 1922 - January 6, 1959
William E. Alvin, January 6, 1959 - October 16, 1969
Keith R. Clements, October 16, 1969 - January, 1986
Gregory L. Benson, January, 1986 - December 2006
Peter J. Clements, January, 2007 - Present