|
Each
depositor is insured up to $100,000 by the Federal Deposit Insurance Corporation.
Rates
Effective:
September 4, 2003 - September 10, 2003
|
Account
Type
|
Minimum
Deposit to Open
|
Minimum
Balance for APY*
|
Interest
Rate
|
Annual
Percentage Yield
|
| Investors
Money Market Plus |
$2,000.00 |
$0.00-$1,999.99 |
.20% |
.20% |
| $2,000.00--$9,999.99 |
.30% |
.30% |
| $10,000.00--$24,999.99 |
.40% |
.40% |
| $25,000.00--$74,999.99 |
.50% |
.50% |
| $75,000.00--$99,999.99 |
.60% |
.60% |
| $100,00.00--PLUS |
.75% |
.75% |
|
Checking
w/ Interest
|
$20.00 |
$1.00 |
.15% |
.15% |
| CroixClub
|
$20.00 |
$1.00 |
.15% |
.15% |
| HarborGold |
$20.00 |
$1.00 |
.15% |
.15% |
| Statement Savings |
$1.00 |
$1.00 |
.20% |
.20% |
| CroixKids |
$1.00 |
$1.00 |
.20% |
.20% |
Rates
are subject to change. Please
contact
First State Bank and Trust for additional disclosures
and information regarding service charges and fees. Fees
may reduce earnings on the account.
Certificate
of Deposit Rates
|
Length
of CD
|
Minimum
Deposit
to Open
|
Minimum
Balance
for APY*
|
Interest
Rate
|
Annual
Percentage Yield
|
|
3-5
Months
|
$1,000.00
|
$1,000.00
|
1.00
%
|
1.00%
|
|
6-11
Months
|
$1,000.00
|
$1,000.00
|
1.05%
|
1.05
%
|
|
12-23
Months
|
$500.00
|
$500.00
|
1.25
%
|
1.26
%
|
|
24-35
Months
|
$500.00
|
$500.00
|
1.60%
|
1.61%
|
|
36-47
Months
|
$500.00
|
$500.00
|
2.10%
|
2.12
%
|
|
48-59
Months
|
$500.00
|
$500.00
|
2.40
%
|
2.42
%
|
|
60
Months
|
$250.00
|
$250.00
|
2.60%
|
2.63%
|
CD Specials
|
|
Length
of CD
|
Minimum
Deposit
to Open
|
Minimum
Balance
for APY*
|
Interest
Rate
|
Annual
Percentage Yield
|
|
21
Month
|
$1,000.00
|
$1,000.00
|
2.00%
|
2.02
%
|
|
45
Month
|
$1,000.00
|
$1,000.00
|
3.05%
|
3.09
%
|
*
Annual Percentage Yield
Rates
are subject to change. We may impose a penalty if you withdraw
any portion of the principal or interest before the maturity
date.
The
Annual Percentage Yield (APY) assumes interest will remain
on deposit until maturity. A withdrawal will reduce
earnings.
Return
to Top
Contact
a Personal Banker at First State Bank and Trust:
Bayport
Office: 651- 439-5195
Oak Park Heights Office: 651-439-2655
E-Mail:
info@bayportbank.com
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