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Present and past copies of our newsletter, "in the FIRST place", are provided here for you to review in .pdf format, viewable with Adobe Acrobat Reader (download Reader).

Our articles have covered topics which may appeal to many of our financial customers.

Fall 2006

  • Message from Greg Benson
  • Events and Celebrations
  • Flood Insurance

Summer 2006

  • Peter Clements Named New President
  • Take Responsibility for Your Retirement
  • Beware of Financial Scams

Winter 2006

  • Identity Theft Insurance
  • Understand Your Credit Report
  • Business Succession

Fall 2005

  • Financial Planning
  • Open House
  • Life Insurance

Summer 2005

  • Why should I invest?
  • Long Term Care Insurance
  • Credit Card Options

Winter 2005

  • The Resolution to Save
  • Phishing: Don't get Caught
  • The Health Savings Account
  • Presidents Message: Certificates of Deposit

Fall 2004

  • Stillwater Office Grand Opening
  • 90 Year Anniversary Open Houses
  • Understanding the Check 21 Act
  • FSB&T Partners on Affordable Housing Project

Spring 2004

  • Home Equity Lines of Credit and Mortgage Products
  • Teaching Kids the Financial A B C's
  • Keeping Your Money Safe
  • Art to Heart Fundraiser

Winter 2003-04

  • Liberty Village Branch to Open 2004
  • Our New, Improved Website
  • Rating Mortgage Providers
  • Our Worldwide Services

Fall 2003

  • Changing Jobs & Keeping 401(K)
  • Watermarks on New Currency

Summer 2003

  • Financial Crimes
  • Teller Tips/Preventing Identity Theft

Spring 2003

  • Name Change
  • Trust/General Information
  • Bookkeeping Feature
  • Internet Banking

Fall 2002

  • Business Banking

Summer 2002

  • Mortgage Loans
  • Identity Theft
  • Trust Investments

Spring 2002

  • Boutwells Landing Feature (New Office)
  • Valley Agency Move
  • IRA Information/Education Savings
  • Rich Hanzlik

Fall 2001

  • Trust Special Issue

Spring 2001

  • Boutwells Feature
  • IRAs

Summer 2000

  • Kathy Elbert Column

Winter 2000

  • Announcing Internet Banking
  • New $1.00 Coin – Sacagawea

Fall 1999

  • Y2K Information
  • Instant Cash & Check®Card

Spring 1999

  • Investing in the Money Market

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