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Do you
want your money readily available? Are you looking for an investment
tool that rewards you with a higher rate of interest? For all
types of savers, First State Bank and Trust has a variety of
accounts. We even have a special "beginners" account
for kids only –CroixKids!
Personal Savings Calculator
Use our calculator to find out how much you need to save each month to
reach your financial goals.
Make
Saving Automatic with Goal Maker Savings!
To make saving easier, we can automatically transfer money monthly from
your First State Bank and Trust checking account into your savings account.
For long-range
investing… Talk to the experts in our Trust
Services Department or Hanzlik
Financial Services.
Savings
Options
Statement Savings
Investors Plus
Money Market
CroixKids
Certificates of Deposit
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Statement
Savings Check
our current interest
rates
A traditional
savings account that is flexible and convenient. Earn
interest, while maintaining quick and easy access to
your funds.
- No monthly maintenance
charge with a $100 minimum balance;
$2 monthly maintenance charge if balance drops below $100 any day of
the month
- $1 minimum deposit
to open
- Up to six transfers
per month are allowed (to another account or a third party)
using pre-authorized, automatic, Internet Banking or telephone
transfer methods. Unlimited transfers are allowed for transactions
made in person at the bank.
- Interest compounded
and credited quarterly (Variable interest rate may change
at any time)
- Instant
Cash Card® available
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Investors
Plus Money Market
The more you
save, the more you earn. The interest rate increases
as your balance grows. Liberal withdrawal privileges
keep your money readily accessible.
- $2,000 minimum
to open
- Tiered
savings rates: Each increasing level earns a higher
interest rate.
Level 1: $2,000 to $9,999
Level 2: $10,000 to $24,999
Level 3: $25,000 to $74,999
Level 4: $75,000 to $99,999
Level 5: $100,000 and over
- $2,000 minimum
balance required to avoid a maintenance charge. If balance
falls below $2,000 there is a $10 monthly maintenance charge
and the interest rate reverts to the Statement Savings rate.
- Up to six transfers
per month are allowed (to another account or a third party)
using pre-authorized, automatic, Internet Banking or telephone
transfer methods. Unlimited transfers are allowed for transactions
made in person at the bank.
- Interest compounded
and credited monthly (Variable interest rate may change at
any time)
- Instant
Cash Card® available
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CroixKids
Savings Account
Good habits
start early! Instill the value of responsible money management
with our special account for kids 12 and under.
- $1.00 minimum to
open
- Interest compounded
and credited quarterly (Variable interest rate may change
at any time)
- A parent or guardian's
signature is required to open an account
- Up to six transfers
per month are allowed (to another account or a third party)
using pre-authorized, automatic, Internet Banking or telephone
transfer methods. Unlimited transfers are allowed for transactions
made in person at the bank.
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Certificates
of Deposit Check
our current interest
rates
Commit to saving
for a designated length of time, and earn higher, fixed-rate
interest. Our shortest maturity option is just three
months!
- Guaranteed interest
- Fixed Rates
- FDIC Insured to
$100,000
- 3 month - 60 month
maturity options
- Watch for special
rates and terms!
Substantial penalty
for early withdrawal. Several interest payment options available-ask
for details.
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Look
up today's current interest
rates.
Get
in touch with a Personal Banker
Bayport Office: 651-439-5195
Oak Park Heights Office: 651-439-2655
Stillwater Office: 651-439-7072
e-mail:
info@bayportbank.com
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