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Real Estate
Lending Services
Our experienced local lending professionals will help you to determine which
of our mortgage products best meets your need when you are buying, building
or refinancing a home. We offer a full range of mortgage options,
competitive rates and fees, and efficient service. If you are building
a new home, we offer construction loans that can be tied directly into
long-term financing.
Conventional
Mortgages
Purchase
Refinance
New Construction
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Land
Vacation
Home Improvement
Home Equity*
*May have tax advantages, consult your advisor
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Home
Improvement Loans
Got a project on your
hands? We can provide the financial resources you need to build
an addition, remodel, refurbish, add a garage, or even landscape.
Ask us about a home improvement loan, second mortgage or home
equity line of credit.
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Home
Equity Lines of Credit
Use the equity you've
built in your home, without selling! A home equity line of credit
uses the equity in your house as collateral. It turns the money
locked in your home into cash that you can use for any purpose.
You draw on your approved credit limit as you need or want it
and you only pay interest on the actual amount borrowed. You may
also benefit from certain tax advantages. Ask your tax advisor
for details.
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Installment
Loans
Purchase a car or truck, a recreational vehicle, motorcycle, boat
or snowmobile; make home improvements; take a vacation; pay tuition,
medical expenses or your taxes. Whatever your need, we have the
installment loan that is the ideal match for you. A fixed monthly
payment and flexible repayment options make budgeting easy.
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Ready
Reserve
By adding Ready Reserve
to your checking account, you can write yourself a loan and protect
yourself from accidental overdrafts. It's a line of credit that
is attached to your checking account, transferring money automatically
in the event of an overdraft. It's also a convenient form of credit
with a competitive interest rate and easy repayment terms.
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Get
in touch with a Loan Officer:
Bayport Office: 651-439-5195
Oak Park Heights Office: 651-439-2655
e-mail:
info@bayportbank.com
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