| Review
each account below and compare the options to find the account
that's right for
you.
FIRST
Class FIRST
ChoiceCroixClub (for
customers over age 50)Free
Checking
Account Comparison Chart
Special
Features:
All customers have access to a wide variety of banking conveniences
- Free Debit Card
- Free Internet Banking
- Free Internet Bill
Pay
- No Fee VISA® Rewards
credit Card
- Overdraft Protection
-
Consumer
Loan Discount
FIRST Class
Account holders receive many extra banking services, compliments of the bank!
FIRST Class checking features a tiered interest structure; a higher balance
is rewarded with a higher interest rate. (Check
our current rates)
- Interest Tiers:
- Under
- $10,000
- $10,001 - $50,000
- $50,001 - Over
- Monthly maintenance
charge: $0 with $1,000 minimum balance; $15 when account
drops below the $1,000
minimum balance
- Free Program Checks
or 50% off any check order
- Image Statements
and Money Manager Binder
- Unlimited check
writing
- Free FIRST Pass – one
waived overdraft fee or stop payment charge
- Free 3×5
Safe Deposit Box or
equivalent value credited towards a larger size box rental
- Free Cashier’s
Checks, Money Orders and Travelers Checks
- Free Notary service
and Signature Guarantee
- Free photo copies
- Limit 10 per visit
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FIRST Choice
A checking account that earns interest, with a low minimum balance. (Check
our current rates)
- No monthly maintenance
with a $300 minimum balance; $3 monthly charge for dropping
below the minimum balance and $.25 per debit item.
- Earn interest
on your balance
- Free Program Checks
or 50% off any check order
- Image Statements
and Money Manager Binder
- Unlimited check
writing
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CroixClub
An account with special
advantages for people age 50 and over. (Check our current
rates.)
- No minimum balance
- No monthly maintenance
or activity charges
- Earn interest on
your balance
- Free Program Checks
or 50% off any check order
- Image
Statements and Money Manager Binder
- Free photocopies
- Limit10 per visit
- Free Travelers
Checks, Money Orders and Cashier’s Checks
- Free Notary service
and Signature Guarantee
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Free Checking
Simple, basic checking. No frills. No fees!
- No minimum balance
- No monthly maintenance
or activity charges
- Unlimited check
writing
- First 25 Program
Checks – Free
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Direct
Deposit
For added
convenience, paychecks, retirement checks and government
checks can be deposited electronically into your
checking account. It's safe, it's easy…and it
makes sure your check is deposited without delay!
Ready
Reserve
By adding
Ready Reserve to your checking account, you can write
yourself a loan and protect yourself from accidental
overdrafts. It's a line of credit that is attached
to your checking account, transferring money automatically
in the event of an overdraft. It's also a convenient
form of credit, with a competitive interest rate
and easy repayment terms.
Image
Statements
Most of
our checking accounts include monthly "image
statements." These statements feature miniaturized
images of your canceled checks providing thorough
documentation for your records, signature confirmation,
and visual verification of all your checking transactions.
For easy storage, statements are 3-hole punched and
we provide a free "Money Manager" statement
binder.
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|
Minimum
Per
terms of Elan´ Agreement
