Portfolio Account Link Business Insurance, Employee Benefits, Individual Health & Medicare Supplements

 




 

Sometimes, it's the little things that enable your business to function smoothly. At First State Bank and Trust, we offer all the banking "extras" you'll ever need. We pay attention to the smallest details to make your business with us a real pleasure.


Commercial Overdraft Protection
Business Instant Cash & Check Card®
Internet Banking
Corporate Credit Cards
After Hours Deposit Drop
Change Orders
Safe Deposit Boxes
24-hour Tellebanker
Wire Transfers

 

Commercial Overdraft Protection
By adding Commercial Overdraft Protection to your checking account, you can write yourself a loan and protect yourself from accidental overdrafts. It's a line of credit that is attached to your checking account, transferring money automatically in the event of an overdraft. It's also a convenient form of credit, with a competitive interest rate and easy repayment terms.

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Business Instant Cash & Check®Card
With your new Business Instant Cash & Check®Card, you get all of the ease, convenience and purchasing power you need in a card that's especially designed for businesses like yours. The Business Instant Cash & Check®Card gives you and your authorized employees convenient access to the funds in your business checking account, and you get the worldwide acceptance of the Visa® logo. It's easy to get whatever you need for your business, whenever you need it.

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Internet Banking
Look up your balance. Transfer funds. Confirm transactions. Make a First State Bank and Trust loan payment. Pay bills. Even download your monthly transactions into your business accounting software for recordkeeping that is faster and more accurate. Click here to learn more about Internet Banking at First State Bank and Trust.

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Corporate Credit Cards
Using a designated credit card for your business makes tracking expenses easier. Get all the advantages of carrying a credit card from one of the nation's most recognized names – Visa®.
Pick up an application form in our bank lobbies.
Available cards include:

  • Visa Business Card
  • Visa Business Travel Card

Apply today!

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After Hours Deposit Drop
Keep your cash intake safe by removing it from your premises at the end of each business day. For your safety, our after hours drop boxes are located in areas that are well-lit and accessible without leaving your car.

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Change Orders
For our customers who operate retail and consumer service businesses, we offer quick response to your change order requests. We will provide the coins and currency denominations you need to make change during purchase transactions. First State Bank and Trust offers this service at no charge to our business banking clients.

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Safe Deposit Boxes
Keep your most valuable possessions and documents safe on our premises. Four box sizes are available: 3" x 5"; 3" x 10"; 5" x 10"; 10" x 10". See our Fee Schedule for annual rental rates.

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24-hour Tellebanker
Verify your balance or transfer funds from any phone, anywhere. This automated system is available 24-hours a day. Call 651-439-7722.

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Wire Transfers
Need to send or receive funds in a hurry? As a First State Bank and Trust customer, you have access to the Federal Reserve Wire Transfer system. See us for quick, safe funds transfer to anywhere in the United States, and hundreds of locations worldwide.

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To contact our Business Banking Team, call our nearest office:

Bayport: 651-439-5195
Oak Park Heights: 651-439-2655
or email us at: info@bayportbank.com




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Equal Housing Opportunity 651-439-5195   |   1-800-848-4897   |   info@bayportbank.com   |   24-Hour Tellebanker: 651-439-7722 Federal Deposit Insurance Corporation
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