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Investors Plus
Money Market
The interest you earn
increases as your balance grows, while liberal withdrawal privileges
keep your money readily accessible.
- $2,000 minimum to
open
- Tiered savings rates:
Each increasing level earns a higher interest rate
Level
1: $2,000 to $9,999
Level
2: $10,000 to $24,999
Level
3: $25,000 to $74,999
Level
4: $75,000 to $99,999
Level
5: $100,000 and over
- $2,000 minimum balance
required to avoid a maintenance charge. If balance falls below
$2,000 there is a $10 monthly maintenance charge, and the interest
rate reverts to the Statement Savings rate.
- Up to six transfers
per monthly statement cycle are allowed (to another account
or a third party) using pre-authorized, automatic, telephone
or Internet Banking transfer methods. Unlimited transfers allowed
for transactions made in person at the bank.
- Interest compounded
and credited monthly (variable interest rate may change at any
time)
- Monthly statement
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Certificates of
Deposit
Commit to saving for
a designated length of time, and earn higher, fixed-rate interest.
Our shortest maturity option is just three months!
- Guaranteed interest
- Fixed Rates
- FDIC Insured to
$100,000
- 3 month - 60 month
maturity options
(Substantial penalty
for early withdrawal. Several interest payment options are available
– ask for details.) Check out our current CD
Interest Rates & Specials.
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Cash Management
Your business checking
account can be linked to a money market fund*, which earns daily
dividends. When the balance of your checking accounts exceeds
a predetermined amount, the excess money transfers into a money
market fund*. Likewise, if the balance in your checking account
falls below the specified balance, the money is channeled from
the money market fund* back into your checking account. Your business
sweep account allows you to write checks on the combined balance
of the checking account and money market fund*.
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*A money market fund is
not insured by the FDIC, is not a deposit or other obligation
of, or guaranteed by, the depository institution, and
is subject to investment risks, including possible loss
of the principal amount invested.
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Keep
your money immediately available…or earn higher interest
by committing to a longer savings term. For longer-range investing,
refer to our 
